How to Apply for an SSS Loan

This article was co-authored by Steven Kibbel and by wikiHow staff writer, Jennifer Mueller, JD. Steven Kibbel is a Certified Financial Planner and Founder of Kibbel Financial Planning based in Franklin, Tennessee. With over a decade of experience, Steven is passionate about empowering people to take charge of their financial future by offering comprehensive financial planning services, including cash flow planning, investment planning, and retirement planning. He is also a Chartered Financial Consultant, a Real Estate Affiliate Broker, and the author of several children’s books focused on teaching financial literacy. Steven has a Bachelor of Business Administration degree from Middle Tennessee State University.

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If you are a citizen of the Philippines and are employed (or self-employed), you are a member of the Social Security System (SSS). [1] X Research source SSS provides a number of benefits for its members, including salary and housing loans. These benefits are available for all members, including the more than 1.3 million Filipinos working overseas ("Overseas Filipino Workers," or OFWs). Salary loans are available for immediate emergency cash needs, while housing loans allow Filipinos to build or buy a new home. [2] X Research source