Ontario Student Assistance Plan (OSAP) Payments

The Ontario Student Assistance Program (OSAP) is a government financial aid program that assists eligible Ontario residents attending postsecondary studies through a combination of loans and grants. The University Registrar’s Office administers the OSAP program. Student Inquiries can be directed to Client Services

OSAP Tuition Deferral (Register Without Payment)

You are eligible for a tuition fee deferral (register without payment) if all of the conditions are satisfied:

• you have paid for prior session fees
• you have a confirmed OSAP assessment of an amount greater than $0 for the current session
• you applied for an OSAP tuition fee deferral prior to your division’s Fall-Winter session Pay or Defer to Register deadline or Summer session Pay or Defer to Register deadline.

Request online deferral by logging into ACORN.

• Click on the Student Loan/Fin. Aid button on the ‘Financial Accounts’ section on the ACORN. You will know immediately if your tuition fee deferral application is successful or not and the application will be noted in your activity log.
• If your tuition fee deferral request is successful, ACORN will change your registration status from “Invited to Register” to “Registered”. Report registration status issues to your college or faculty registrar’s office.

If you did not pay or defer prior to your division’s Fall-Winter session Pay or Defer to Register deadline or Summer session pay or Defer to Register deadline and you are eligible for an OSAP deferral, immediately request a manual deferral at your college or faculty registrar’s office or SGS Student Services:

• Provide a copy of your ACORN invoice
• Show proof that you will be receiving OSAP loan funding greater than $0 by logging into your OSAP account on the OSAP website, clicking “My Apps”, and clicking on “View Estimate”.
• If your college or faculty registrar’s office or SGS Student Services records the OSAP deferral, ACORN will change your registration status from “Invited to Register” to “Registered”.

Fee Payment Deadlines for Students Registered with OSAP Tuition Deferral

Fall-Winter Session Payment Deadlines

If your redirected Fall and/or Winter term OSAP funding is less than the fees you owe, you must pay the outstanding fees by the Fall (September 30th) or Winter term (January 31st) payment deadlines. Check your ACORN invoice before the end of September, the end of January and/or the end of April to determine if you need to make a fee payment.

Summer Session Payment Deadlines

If your Summer session redirected OSAP funding is less than the fees you owe, you must pay the outstanding fees by the Summer session (May 31st) payment deadline. Check your ACORN invoice before the end of May, and the end of August to determine if you need to make a fee payment.

Register with Payment

• 50% of Summer session tuition fees and unpaid prior session fees to register for the Summer session
• Fall term tuition fees and unpaid prior session fees to register for the Fall-Winter session
• The Minimum Required Payment to Register amount is $329.00 for students who are billed course fees and who only have waitlisted course(s) during the registration period

When your payment has been recorded on your ACORN invoice, your registration status for the current session will change from Invited to Registered. If you do not make the minimum required payment displayed on your ACORN invoice, your registration for the session will be financially cancelled, and your course enrolments will be cancelled.

Fee Payment Deadlines for Students with No Deferral

Fall-Winter Session Payment Schedule

You registered for Fall-Winter session by paying the Minimum Required Payment amount displayed on your ACORN invoice. Check your ACORN invoice before the end of September, January, and April, to determine if you need to make a fee payment.

Summer Session Payment Schedule

You registered for Summer session by paying the Minimum Required Payment amount displayed on your ACORN invoice. Check your ACORN invoice before the end of May, and August, to determine if you need to make a fee payment.

OSAP Payments

OSAP funding will be transferred from OSAP to your ACORN account at the University of Toronto to pay your fees (with the exception of admissions and residence deposits). If your OSAP funding is greater than the fees you owe, OSAP will deposit your remaining Fall or Winter term or Summer session OSAP funding into your bank account. OSAP funding transfers normally start at the beginning of September for Fall term, January for Winter term, and May for Summer session. OSAP payments to the University will be displayed on your ACORN invoice and Payment report as ‘OSAP Payment-Federal’ and ‘OSAP Payment-Provincial’ transactions.

Fee Overpayments

Overpayments may result in an ACORN credit balance which might be eligible for a refund. Refund requests may be submitted to Registrar’s Office if you have a credit balance greater than $100 on your ACORN account. ACORN will display a notification for OSAP students with a current session credit balance. Click on ‘request an OSAP refund here’ in the blue notification box and follow the instructions for making your online refund request. Registrar’s Office will re-assess your OSAP application to determine whether some or all of the credit balance should be refunded to a U of T award/scholarship program, refunded to the National Student Loans Service Centre to reduce your outstanding loans, and/or refunded to you. Registrar’s Office will instruct the Student Accounts Office to issue the refunds. Credit balances will be refunded first to a U of T award/scholarship program, and second to the National Student Loans Service Centre to reduce your outstanding loans. Any remaining credit balance will be refunded to you.

More Information About Paying With OSAP Funding

• OSAP Funding Only
• OSAP for U of T Graduate Programs With or Without U of T Graduate Scholarship Funding
• OSAP and Undergraduate Scholarship Funding
  
• OSAP and Sponsorship Funding
  
• OSAP and Tuition Waiver Funding

Student Accounts
University Registrar’s Office, University of Toronto
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Telephone
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